If you were hurt in an accident, you’re probably looking at a pile of medical bills and starting to worry about the work you missed out on while you were recovering. So when the insurance company shows up and offers you a lowball settlement, you might be disappointed or angry. Fortunately, this is not the end of the negotiation. It’s just the beginning, and a Clinton, New Jersey personal injury lawyer might be able to help you fight for the kind of compensation that you deserve.
Why Am I Being Offered a Lowball Settlement?
The insurance company does not care about the expenses you incurred in this accident. They don’t care about your medical bills or lost wages. They don’t care if your injuries will continue to cause health problems that cost you more money while affecting your ability to work and earn a living. The insurer just wants to get out of this situation for as little money as possible.
You should not accept this lowball settlement. It’s unlikely to cover all of your expenses and you lose your chance to sue for damages once you accept the insurer’s offer. This is why the insurance company might try to make it seem like you need to decide about an offer right away. There’s a time limit and a statute of limitations. You don’t have time to negotiate! This is not really the case though.
How Can I Make a Better Case Against the Insurance Company?
If you want to fight back against the insurance company, you have to build a more compelling case against them. You can use evidence like:
- Your medical records and bills
- Evidence from the accident scene, like photographs of a slipping hazard or damage to a vehicle
- Witness testimony
- Paychecks, to show how much you missed out on in wages
Can a Lawyer Help Me Counter a Lowball Settlement?
You should also consider hiring a lawyer, even if the insurance company says that there’s no time for that. You have three years to begin pursuing a personal injury case in New Jersey. There’s time to meet with a lawyer who has experience negotiating with insurers.
An attorney from our firm can help you build a case and calculate what fair compensation would be. They can even help you figure out how much you should get for pain and suffering and other non-economic damages that can be hard to calculate.
Talk to an Attorney Today
When you are ready to counter that lowball settlement offer and take the fight to the insurance companies, our law firm is ready to assist you. Contact the Law Office of Craig M. Rothenberg and ask to schedule a consultation with our team. We would love to tell you more about how we can help you and your family in this difficult time.
